Required Documents

  • Past two years of W-2 statements
  • Pay Statemets covering the last thirty days
  • Three most recent monthly bank statements
  • Most recent transaction summary of 401K, IRA, or Mutual Fund accounts
  • Photocopies of any stocks or certificates of deposits
  • Copy of the purchase and sale agreement of home
  • A letter of explanation for any known credit problems

Additional required documents if the following conditions are applicable:

  • If you are renting: Either twelve months of canceled rent checks or the name and address of your current landlord/li>
  • If you are divorced: A fully executed divorce decree
  • If you are refinancing your home: Copy of the current house deed and most recent tax bill

For self-employed borrowers who are employed in sales, paid by commission, or own rental real estate:

  • Two years of signed personal tax returns including all schedules, such as Schedule C
  • If self-employed through a corporation, last two years of corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different loan programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact Matt at (314) 496-9506 (cell) or F&B Financial Group at (314) 567-9795, ext. 107 for a free, no-obligation consultation.

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    I recommend Matt to everyone I know. He helped refinance my home several years ago and took all the worry out of an often confusing and stressful process.

    Terry O'Toole

  • Current Rates

    Rates change daily and fees will vary. Please call F&B Financial Group at (314) 567-9795, ext. 107 for your personalized quote.

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