Satisfied Customers of Matt Scott from F&B Financial Group

Easy Peasy Lemon Squeezy...

Matt and his team are wonderful to work with. My wife and I used Matt's services for our first home purchase in 2013 and then again just recently for a mortgage refinance (no more PMI!). Very trustworthy and professional with great customer service and rapport.

Mitch and Nicole Scheperle

Amazing Job with a difficult loan...

Matt and his team are amazing. We had a very difficult loan to get through and he made our dream of owning a home possible. He got it done and was there for us every step of the way through this difficult process. I would highly recommend Matt and his team and as a real estate agent I will be sending my clients to him!

Terri & Earl Schuessler

Extremely easy to work with!

The entire F&B team was great to work with! This was our second time working with Matt and his team and we were able to close on our loan both times with no hiccups. They are a great team to work with and made the whole process extremely easy!

Hillary & Jordy Fox

Experienced, mindful of small details and overall well rounded and provided a stress free experience with great client etiquette.

Trevor Anderson

This was by far the easiest, stress-free company I've ever worked with for financing a home. Matt Scott and his team was prompt in answering any questions we had, relieving any concerns and were absolutely professional in every way. We closed on time, with no worries and I would HIGHLY recommend them to anyone buying in the MO/IL area. I appreciate the service and commitment we were given and I would definitely look to F&B Financial Group again for future financing for home buying.

Eleanor Blystone

My wife and I are young first time home buyers and could not have asked for a better group to work with through this process. They were very patient, walking us through each step and answering any questions that came up. Even talking us off the ledge when there was a small hiccup in the process. I would recommend this team to anyone who asks.

Laura Wilson

"No wonder so many stars...."

Matt, Joann and team at F & B Financial were always accessible, knowledgeable about the process, but more importantly they cared about what our goal was and not theirs. Service was fantastic and kept us up to date and moving forward the entire time. Thank you all so very much.

Randy Harris

"Couldn't Have Been Any Better"

Matt was so helpful during the whole process of buying a home. We saw a home at 1 pm, and knew we had to have it asap. The sellers were interesting in a quick closing, so our realtor called Matt and asked when the quickest we could close was.... 3 Weeks!!! He got it done, answered all of our questions, and made things happen for us. We were very lucky to have had Matt recommended to us. Hands down, if you are in the market, use Matt Scott!

Samantha Stearn

"Emergency Closing"

I cannot thank Matt, Joann and team at F & B Financial enough for saving us. We had made the mistake of going with another lender. Turns out they did not order the appraisal by Loan Title date on top of that the appraisal came back $20,000.00 lower than we were paying for the home. The Loan company, which remain nameless, just thought we the buyers would be willing to bring an extra $20,000.00 to closing and pay PMI insurance. NOT THIS BUYER, I immediately called Matt Scott, with one week until our closing date, he got the appraisal done and it was appraised at the sales price of the home, which alleviated our need to bring extra cash (we didn't have) and PMI, the closings costs were $400.00 cheaper than the 'other' lender and the rate was better. Matt and team literally saved us from losing the home of our dreams, all within a weeks time. I highly recommend F & B!

Tim and Lisa Moss

Matt and his team are a pleasure to work with when buying a new home, we all know the process is not always seamless. It makes a big difference when you are working with experts and the stress is certainly minimized. Proud to say I am a client of Matt's and F&B!

Carrie & John Neill

Matt, Joann, and Steve were incredibly efficient and thorough throughout our loan process. They made the whole process so easy. We would highly recommend F & B Financial!

Lisa & Jason Diehl

I was skeptical when my buyer told me he was going to use a lender I had not worked with, but my experience with Matt Scott of F & B Financial was one of the best I have had during my 36 year career in real estate. Matt and his staff kept me informed every step of the way, and if I did have a question, they responded right away, even after hours and weekends. I would not hesitate to recommend his services to any of my clients.

Genie Hofstetter

Matt refinanced my loan back in 2012 and it was a very simple process. I had considered selling the home several times over the years and every time I'd call, Matt took the time to answer all my questions. When I did finally move, the process was extremely smooth. Customer Service was top-notch with Matt and his whole team.

Angie Langford

Matt and the F&B team stepped in and helped us when another lender was under performing and lacking in communication. They saved us from losing a home we desperately wanted...Thanks Matt!!!

Scott Borror

Solid experience overall - through the entire process I felt confident in the work being completed and my questions were answered promptly

Matthew Chambers

Matt and his entire team was fantastic. All of them were very responsive whenever I had questions. The e-Signature process was very convenient and easy, saving lots of time. I will definitely be recommending Matt to my friends and family. In fact, I've already referred him once and I just closed last week. This is the third home I've purchased, and by far the easiest!

Jennifer Hackett

Matt, Joann and the F & B Financial team were excellent to work with on our recent home purchase. We had a tight timeline during this busy home selling season, and they made it happen on time. Their open communication, customer service and knowledge are the reasons we highly recommend their services to anyone needing mortgage experts.

Bob and Laura Bira

Matt was very easy to work with. As a first time buyer, Matt was very helpful in answering all (probably too many) questions that I had. He did so with patience and understanding. Additionally, he provided me the necessary guidance I needed in order to make informed decisions. Without this guidance, I could have made some considerably wrong decisions. Further, Matt made himself available to me when necessary. If he was busy during a certain time, he made sure to let me know when he would call back or would be available in the future. I couldn't have asked for someone better to work with during my first time buying a home.

Staci Wood

Matt & F&B were an EXCELLENT lender to work with. As a first time buyer, there were a lot of questions I had. Matt answered all of them timely and patiently. When struggling to determine the right amount to put down, Matt provided objective guidance to which gave me the confidence to make the decision on my own. Matt and his team were extremely easy to work with, especially with my busy schedule in starting a new job and travelling. I have already recommended him to others, and would again.

First Time Buyer Approval

Matt and his team were fantastic during the whole home purchase process. No matter the question, Matt got back to us in a timely fashion and made sure everything went smoothly. Anytime an issue would come up, either Matt or someone from his team would quickly step in and make sure it was taken care of. It was our first time buying a home and with the help of F&B Financial they made it seem easy. If you are looking to finance a new home I would highly recommend reaching out to Matt!

Carrie Walk

Matt and his team were very helpful and offered great customer service throughout the loan process. Matt stayed in touch every step of the way and he and his team were always quick to respond to my questions. The team was flexible on closing time as I was preparing my offer. The rate I received was very close to what Matt originally estimated. Great, friendly team that I would definitely recommend

Rosemary Howell

I'm a real estate agent and have been referring my clients to Matt Scott for years. I'm always glad when the client does choose F & B because I know it will be a smooth transaction, at least on the financing end of things. Buying a home can be a stressful time and It's great to know that my clients will receive personable treatment and that deadlines will be met. I just refinanced my personal mortgage and am now a satisfied customer myself. Things went just as I expected and I look forward to continuing my business relationship with F & B Financial!

Jennifer Svoboda

This was my first time home buying experience and I was shocked at how easy it was. Matt and his team made sure I was informed and included every step of the way. I felt very comfortable asking questions and was always met with kind and quick answers. I will recommend Matt Scott to everyone I know that is looking to purchase a home. Thanks for the painless experience!

Chelsea France

Matt and the F&B team were phenomenal! We never had to worry that something was missing or questionable because they were incredibly proactive in guiding us through each step of the process and immediately letting us know if there were any issues or concerns we needed to address. Couldn't be happier!

Derek Bridges

Matt Scott is one of the best! I have used him a few times now on refinancing our home, in addition to purchasing our home, and every one of my referrals have used him as well. I look for a few things when searching for a mortgage broker; 1) Are they knowledgeable on the market and options, while having a high sense of urgency. 2) Honesty and integrity. Matt fills the slots on both of those questions and that's all I can ask for as a consumer.

Dan Hoegemeier

This is the 2nd time working with Matt and his team. They are amazing! They got me pre-qualified right away and from there the process was easy. We had a unique set of circumstances that required a few more documents and time for closing but they worked with us and made it happen. Thanks Again!

Megan Tillery and John Forkan

We moved to St. Louis from out of town and had a ton going on with new jobs and relocating. Matt was very patient with us and explained all of our different options thoroughly. He worked around our schedules and would usually check in around 5:30 on my way home from work. Joann was great to work with also once we started sending in all of our documents. I found Matt online based on all the positive reviews and I am pleased to say that he lived up to his reputation.

Justin and Allison Lumsden

Matt was absolutely fabulous. He was able to close our loan in record time (only 2-3 weeks) and was so helpful and friendly, I will recommend him to all my friends and family. Even our realtor was highly impressed with Matt and said she hopes to work with him again.

Dan & Lorri Roy

I had worked with Matt Scott on a few Re-Finances while living in our previous home. I had very positive experience and decided to use him for the purchase of our new home which was the perfect decision. Matt and his team demonstrated complete professionalism throughout the entire process and made our closing day much easier for My Family and I. I would highly recommend Matt Scott and F&B Financial for any of your Financial needs. Thanks, The Moore Family

Chris and Lori Moore

Matt made the entire process as seamless as possible. Also gave periodic updates throughout. Any and all questions that came up he got back with me almost immediately.

David Cameron

Matt, and all associates, approached me with such confidence I immediately felt a deep relief re the availability of a most probable loan approval for me. Reassuring me; anticipating all my questions; quickly proceeding with all the details; guiding me where to place my many signatures and following through with emails, the necessary appointments and the phone calls made the whole process too easy.

Ann Probst

Matt and his team are wonderful. We've re-financed a few times with him and he's always been very responsive and helpful. The rates and options he provides are the best I've found and have saved us quite a bit. He is great to work with and quick to respond to any questions or concerns. We plan to always go to Matt with our mortgage needs!

Glenn and Emily Niehaus

Matt did a great job during our house buying process. He made us feel valued as home buyers. He was attentive and responsive to our questions from the first day through close. The mortgage loan went very smoothly due to Matt's professionalism and we got a competitive rate. I would highly recommend Matt as a mortgage lender.

John and Terri Belisle

Matt did a great job and helped secure us the best possible rate. We did shop around prior to meeting Matt and found that F&B financial was ultimately the best company for us. Matt made a personal connection with us and treated us as people not just another sale. Thank you Matt and F&B financial for making our home buying process easy and effortless!

Cassie Campbell

Working with Matt was a pleasure. He worked with me to provide several mortgage options, and gave me plenty of information to make the best choice. Throughout the entire process, Matt was easy to get in touch with and followed up on things promptly. At the very beginning of my home buying process, Matt provided me with a realistic closing date, and I was able to close on that day. At the closing, Matt was there to go over all of the paperwork and gladly explained anything I wasn't sure of. Overall, I can't think of any instance where Matt let me down, he's very good at what he does. When I was shopping for homes, I decided to reach out to F&B Financial due to a recommendation right here on Zillow, and I'm very glad I did. If you are searching for a mortgage lender, I highly recommend working with Matt and F&B Financial.

Kyle Smith

Matt and his team did a great job and would recommend them to friends! We has just purchased our home a few months before, but needed to refinance once we sold our other home in Iowa. Matt made the loan process much more pleasant than our first finance company and was easier to work with. He was always very responsive and quick to find a solution to any problems we encountered!i would give him a 5 star eating.

Jeff and Tanya Rosencrants

Matt and his team were great. They got me pre-qualified right away and from there the process was easy. We had a unique set of circumstances that required a few more documents and time for closing but they worked with us and made it happen.

John and Anne Forkan

Matt Scott was very helpful and informative throughout the process. I would receive E-mails and updates on a daily basis. He made accomidations to have the closing agent meet with us at a location that was convient for my husband and I.

David & Julia Bogar

Great experience as a first-time home buyer. Couldn't have been happier with the transparency and comfort that Matt provided throughout the process. Matt was diligent but never made it seem like him and his team were against us or on anyone else's side. They made us feel confident in the process.

Brandon Mitchner and Erin Winters

I was given Matt's name from a friend of my sister after dealing with a very bad mortgage company. I was extremely pleased with Matt from the moment I called him. He answered the first call, gathered the necessary info to get started and I had pre-approval in a very prompt time frame. From there on out, him and his team were continuously checking in to see if I had made offers, signed contracts, etc. Once I went under contract everything went smoothly and they walked me through every step. I would absolutely recommend Matt Scott and the F&B Financial team to anyone looking to get a home loan or refinance. They keep things easy.

Blake McKinney

The Matt Scott team worked diligently to help us get the best loan possible for our family. We were in constant communication step of the way. We felt extremely confident we would get the best deal possible. Matt Scott and his team were knowledgeable, friendly and sincere when it came to our needs.

Mike and Heidi Pieroni

Matt Scott provided excellent service, always got back to me quickly when I had questions, and explained everything thoroughly to a first time home buyer.

Veronica Harwin

My husband and I worked with Matt and his team to purchase a new home this summer and they were amazing! Matt is very easy to work with and extremely knowledgeable. He and his team are very responsive to your questions/concerns and are there to assist you through each step!!

Vicki Brauer

Matt and JoAnn were incredibly great to work with. Everything was well explained and thorough in their process. Everything was set up immediately, and the mortgage breakdown was explained perfectly. I could not ask for a better experience with a mortgage lender.

Kyle Winters

Matt and his team were on top of each step of the process. For such a stressful event, their knowledge and proactive approach took a lot off of my shoulders. I would refer all my friends and clients to Matt and his team.

Brett Siegfried

As a first time home buyer, the professionalism and knowledge that Matt Scott offered made the process less stressful for me! He was prompt, concise, and thorough with every transaction. I would highly recommend his services to anyone looking for a home loan!

Glenna Hare

I am a first time home buyer. Matt Scott and his team made this a very easy and stress free process. After the first contact with we received our pre-approval letter. He referred us a great real estate agent. Matt and his team was in contact us and helping thru every step of this process . Matt and his team was easy to get in touch with and answered every question with pleasant professionalism. Matt Scott and his team would be I would use again and would recommend family and friends.

James Hale

Matt and his team made this experience extremely simple. Requested documents required well in advance which allowed us to ease through the process. They are very responsive to questions and are more than happy to work around your busy schedule. Definitely recommend using Matt for your next purchase or refinance needs.

Kyle Eckenrodt

Matt was great to work with, he was very professional through the entire loan process, he kept me up to speed with the progress and timeline. He was never pushy or overbearing and everything he told me was accurate and trustworthy. I would recommend him to anyone who is looking for a mortgage broker.

Jacob Medeck

We had a great experience financing our house with Matt. From my initial contact to ask some questions, through pre-approval, through closing on our new home, he was very responsive, helpful, enthusiastic, honest, and knowledgeable. We had no hiccups in the process. It's hard to imagine a smoother process. I can definitely recommend F&B Financial without any reservations.

Mike & Erin Fluchel

Matt and his team are wonderful. We've re-financed a few times with him and he's always been very responsive and helpful. The rates and options he provides are the best I've found and have saved us quite a bit. He is great to work with and quick to respond to any questions or concerns. We plan to always go to Matt with our mortgage needs!

Emily Niehaus

Matt and his team were excellent to deal with. They reached out letting me know it might be a good time to look into refinancing. Once decided, they guided me through the process, were quick to respond, and made my job minimal - all while saving me money in the process. Pleasure to work with.


Matt was extremely helpful in getting my mortgage set up, even working over the weekend when I was short on time to get the paperwork taken care of! He's also helped me do a refi and got me good rates. I'd definitely recommend Matt for any mortgage needs.

Joe Hainline

Matt and his team made the mortgage process painless. Always great communication and great personalized assistance. We are not sure how a lender could be any better.

Jason & Jennifer Silverman

Our experience with Matt Scott has been absolutely impressive. His knowledge and responsiveness are the reasons we were able to secure a loan for our first home and we are so grateful to have worked with a true professional in his field. We have recommended him to many friends. If you need someone who will work hard to get what you need, this is your guy!

Rob & Amy Rahm

I've used Matt Scott as my lender for 2 home purchases in the past 6 years and recently called him for a loan on recreation property. He was able to steer me in the right direction and while we were talking, was able convince me to re-finance my home loan from a 30 to a 15 yr. mortgage, eliminating PMI with a minimal increase in my monthly mortgage; and at a very low interest rate. If you haven't considered Matt for your finance needs, I'd recommend you calling him today! He can and will save you money.

Patrick McAllister

Matt and team made the process smooth and seamless - from pre-approval through closing. He knows the market so well, he helped predict the best timing to lock in at the best rate. We had a great experience and highly recommend him.

Our agent also expressed how he went above and beyond by providing closing information early to facilitate visibility and alignment, and by providing us with multiple loan options - some she'd never seen before.

We feel he truly looked out for our best interest.

Jamie & Liz Trimble

I was pleased with my interactions with Matt. Everything went smoothly and Matt was knowledgeable. He responded very quickly to my emails and phone calls. I didn't have any complaints.

Dave McCune

Matt did a great job at meeting my needs for a home loan. I would recommend Matt for any needs you have from refinancing to a home purchase. The process was efficient, I was well-informed, and the team was very supportive of any questions.

Amanda Corey

Matt was awesome to work with! He was very professional and always explained everything in great detail. He was very helpful and always replied in a timely manner.

Mary Reepmeyer

This was our first home-buying experience, and Matt made it a very pleasant one. We did our due diligence and consulted with additional lenders, but none came close to being as informative, patient, or attentive as Matt. He made sure we understood all the terms, twists & turns, and ramifications of all our options, and drafted a broader range of options than the other lenders. I feel very fortunate we had his assistance throughout the process. It made a lot of overwhelming decisions much more manageable.

Courtney Dowdall & Ryan Klotz

Matt was wonderful while we refinanced our home. He made the process very smooth and decreased my stress levels significantly! I will recommend him to my friends and family.

Jessica & Jerad Freeman

Matt Scott was a pleasure to work with for our two home loan refinances. He made the process easy, answered all questions in a timely manner, and was extremely helpful from beginning to end.

Alex & Kristen Kladiva

Matt Scott and other contacts were professional and personable. I was informed of the steps and everything went according to plan. I received regular updates. We closed on time.

Kathy Schmidt

We refinanced with Matt and were very pleased with the service. He is always informative and honest in his approach. I have referred several friends to Matt all of which have used him.

Dan Hoegemeier

Matt & his team were great! They were prepared with answers to any questions we had, kept us informed through the entire process, and worked great with those on the other side of the home purchase! I highly recommend!

Scott & Naomi Wiese

Matt is very responsive and helpful, he is very good at explaining everything to help make you feel comfortable. He works hard at finding me the best deal and guide me through the different loan options. I have refinanced twice with Matt and both times felt like Matt went above and beyond to help us through the process. I highly recommend Matt to anyone looking to refinance.

Andrew & Jill Hutchison

I have now had the pleasure to work with Matt on two occasions. Matt is always helpful, knowledgeable and finds the right financing vehicle to meet your needs. Personally I would recommend Matt to anyone interested in financing or re-financing a home. He is top notch and in a class by himself.

Jeff Hampton

Matt was great to work with. He had several PMI options to choose from and got me a good rate on the mortgage. There were no hang-ups or problems along the way, and closing was a breeze! Thanks Matt!

Andrew Schremp

Working with Matt and his team was a great experience. This was our first time buying a home while also selling our existing home. Matt was always available should I have any questions and was great at explaining the process step by step. The process really couldn't have been any easier.

Jay & Alicia Cross

Matt is a true professional. From the time we met Matt to our closing date, he was there every step of the way for us. To a first time home buyer that is exactly what we needed, and Matt's responsiveness, even over a weekend, was truly unexpected. Matt was able to explain the whole process in detail and guide us through the transaction smoothly. I would recommend Matt to anyone who is looking for someone who can simplify the mortgage process and be there to assist from day 1 to closing.

Paul & Wendy Ayers

Matt has been fantastic to work with through the process of buying our new home. In fact, if it were not for Matt acting quickly on our behalf as we were driving home from a vacation, we would not have been able to purchase our dream home. Amazingly, and over the phone as we were cruising down the interstate, Matt was able to change our loan approval from contingent on the sale of our home to non-contingent. Due to a competitive buyer who was already non-contingent, we would have lost the bid to purchase our new home without Matt's help. Aside from that day, Matt himself has been available on weekends to take calls and help us through the process. His team was also responsive and professional through the entire mortgage process. I would, without hesitation, recommend Matt to anyone who is seeking to finance a new home, or refinance and existing loan. Great job Matt and team!

Eric & Jennifer Reynolds

From start to finish, Matt made my refinance experience smooth and stress free! Matt clearly communicated what he needed from me and laid out the entire timeline for me so it made sense. I would 100% recommend Matt Scott to anyone looking for a streamlined, clear mortgage or refinance process!

Jill Henke

We had been working with a bank to refinance our house to a lower rate for almost a year before the bank withdrew because of what we considered a very inaccurate appraisal. We met Matt through a common acquaintance and he was able to work out the refinance in short order. I would definitely recommend his services to anyone wanting to refinance their mortgage.

Oscar & Sneha Lin

He is very helpful, friendly, humble and professional. He explained detailed by detailed all the documents that need to sign before he asked me and my husband to signed all the papers.

Ken and Angela White

I worked with Matt and his team and came away highly impressed. Matt's knowledge of the subject matter and ability to communicate the information clearly removed a great deal of the stress that comes with being a first time buyer. My path to home ownership took some unexpected detours, but Matt was always available to answer any question I had or provide counsel promptly. I would highly recommend Matt to anyone looking to buy or refinance.

Jon Breier

We have worked with Matt on several of our past home purchases and wouldn't use anyone else. He works hard to get what's best for his client and to communicate current market and rate conditions in a educational way. Personal service always came first in our decision to use Matt.

Chris & Jessie Bailey

We used Matt and his team to purchase our new home. Right from the start he was great. He answered the questions we had, and was there for us through the entire process. We really appreciate his help and couldn't be happier in our new home.

Ken & Kelly Maier

Matt helped us in closing on our home purchase. He was very helpful, knowledgeable, and responsive during the entire process. I would highly recommend him.

Aaron & Melanie Roewe

Matt very quickly processed my loan application and was clearly very knowledgeable. He was able to answer all of my questions in a timely manner. I was looking at a variety of loan scenios and he was able to example all of my options.

Sam Paasch

Offered very detailed breakdown of different options to help navigate interest rate vs closing costs calculations. This was very lacking for me when I spoke with some other lenders that could only quote monthly numbers without explaining where they came from. Matt made all the details very clear so that I could easily forecast which option worked the best for us.

Chris and Anna Bellavia

Matt did a great job with us on our loan, from start to closing. He got us what we believed was the best market rate at the time. He helped us choose the right loan by providing us with all of the applicable information and options that we asked for. Plus, he was present at closing to walk us through the paperwork one last time. I would highly recommend Matt to anyone looking to buy or refinance.

Dan Hoegemeier

I have worked with Matt a couple of times and highly recommend him! Both in 2008 and then in 2014. Both times when I was purchasing a new home. Matt is very helpful knowledgable and very well at communicating which makes him a valuable asset when purchasing a home.

Steve Grosch

Matt went above and beyond to assist us in our home buying process. As first time home buyers the entire experience was very daunting, yet he walked us through it every step of the way. He always made himself available to us - right up to and after the closing - he helped us get the loan amount we needed to buy our house (when other lenders had quoted us a lot less and said it was impossible). We highly recommend him.

Eric and Simone Eyman

Being first time home buyers and hearing nothing but horror stories from family and friends my wife and I were not looking forward to the home buying experience. Matt Scott, and F&B Financial has totally changed my position on this matter. Matt is confident, reliable and thorough not to mention a good guy. He provided use with up to date information and walked us through the whole process before we actually signed the papers. He had us well prepared, in advance, so there was no rushing around the days before the sign date. There is no doubt in my mind that he kept a great deal of stress and worry out of our minds. I have recommended him to friends and would 100% recommend him for anyone's next property purchase. I guarantee my wife and I will use him for our next purchase.

Dustin Johnson

I had a great experience with Matt Scott, and as a first time home buyer and an analytical personality, I can confidently say that he was a quality professional within his field. I would highly recommend Matt to my friends and family.

Matthew Patterson

I recently refinanced my home with Matthew Scott. He was extremely responsive and provided a solution that allowed me to save hundreds of dollars a month. I am extremely impressed with Matt and would recommend his services to anyone. A true professional!

Andy Burns

Matt is a true professional. From the time we met Matt to our closing date, he was there every step of the way for us. To a first time home buyer that is exactly what we needed, and Matt's responsiveness, even over a weekend, was truly unexpected. Matt was able to explain the whole process in detail and guide us through the transaction smoothly. I would recommend Matt to anyone who is looking for someone who can simplify the mortgage process and be there to assist from day 1 to closing.

Paul & Wendy Ayers

I was nearing my closing date with another mortgage company and after three meetings I still wasn't given a good faith estimate. That's when I called it quits and looked on zillow for a new broker. I found some competitive rates and low fees. I really wanted a local rep and Matt was one of very few advertised with a very competitive offer. I called him right away and was given a quote over the phone immediately (By Matt personally). He was up front, honest, quoted the rate, the fees, and explained things very well. We closed on time, the loan was funded, and the rate and fees were was as promised. This guy is a PRO. Oh and he's one heck of a nice guy. Thanks to Zillow and Matt for a really great experience!

Kevin & Jessica Andrews

Matt Scott was very helpful throughout the home financing process. He was well-informed and was able to clearly explain everything that could be confusing. He was always easy to get in touch with when questions arose.

Andrew Paul

Cannot say enough good things about Matt. I'm a first time home buyer and was very inexperienced with the entire process. Matt explained everything in a way easy to understand, met with me to sign off on the loan, responded to my emails right away, and was there at the closing to make sure everything went through. He was even able to get me a pre-approval for my house within the hour on a Sunday morning - I would not have been able come to an agreement with the seller without his quick action that day. Excellent to work with.

Chris Seithel
Home Purchase 2013

He was very helpful and did the job very fast. First i worked with different bank but it did not work out and my agent recommend him. And we did the closing in three weeks.We were first time buyer, and we did not know much about buying a jouse, but Matt helped us a lot. Thank you very much. Definitely I will reccomend him to everybody.

Ahmad Qalandarov
2013 buyer

Matt emphasized his ability to complete a rapid closing. When making my deal required just such a rapid closing, he and his team delivered a smooth, seamless experience.

Jeanne Harwin
Closed Purchase 2013

I just completed the purchase of my new home in July. There were so many decisions to be made while listing and selling my home and purchasing the new home. One decision I did not have to think about was who to use for my mortgage loan needs. This was my 3rd mortgage loan through Matt and it was so nice to know I wouldn't have to worry about any last minute surprises while the loan was processing or at closing. He does a complete analysis of what my financing needs are and assures I am getting the best rate and terms. Matt's knowledge and experience is reflected in the efficiency of the process from beginning to end. I would (and have) recommend him to anyone looking to purchase or refinance.

Chrisy Janes

Matt was recommended to me by my realtor. Once I contacted Matt, he responded to me very quickly. He gave me a call to determine what my needs were and told me how much I was pre-approved for right away. Once I found the home, he was quick to call me so I could lock in my rate before they increased. He did a great job explaining everything about the loan process. He also gave me a heads up on what the underwriter was going to be asking for so I could have the documents prepared when the underwriter contacted me. Overall, it was a very smooth and painless process and he made it possible for me to close on time.

Jacqueline Vogel

As first-time home buyers, we were looking for someone who would help make the entire buying process smooth. Matt came highly recommended to us from a family member, and we reached out to him to learn more about the process. At our first meeting, Matt sat down with us and walked us through all of the documents we would need and answered all of our questions. He was extremely thorough and helpful.

Beginning with our pre-approval and all the way through closing, he never missed a step. I've heard so many times that home buying can be a pain, but I felt like Matt kept the process organized and moving along quickly. Our loan was committed within three weeks of our accepted contract, and we closed on our house within one month. We are thankful to Matt and his team, and we will highly recommend him to others.

-Heidi & Matt

Matt & Heidi Osmundsen

We reached out to Matt, to inquire about exploring a home refinance. Matt responded within a day to our inquiry. Of the refi organizations we reached out to, Matt was the quickest to respond. He worked closely with us to complete our loan, which included a 2 week trip out of state. We were kept us abreast of progress and any additional support needed from us, so that we did not have to reshuffle our plans while out of town. Even while we were out of state, the process was kept active, to allow us to close as soon as we returned to the area.. He was very responsive to our inquiries. He communicated the process to us at the introduction and everything went according to plan, without any surprises, the way he said it would. The final rate/APR we received was actually better than what we were anticipating getting, and saved us from paying a significant amount of interest each month. Thanks, Matt!

Jason and Sarah Rogers

Between new homes and refinancing, I've closed on at least 7 separate loans in the past 10 years, using 6 different mortgage brokers along the way. I finally found a good guy among the snake oil salesman this time around and will use Matt again and again in the future. In fact, I've already referred friends to him and they've thought the same. Many brokers are knowledgeable, but many also only know one or two ways to get things done. Matt is an out of the box thinker and problem solver who has access to a tremendous number of loan programs, which is exactly what I was looking for. I had a stable but unique situation, and many others I went to first didn't have programs that fit my needs and made refinancing a fiscally wise thing to do. Matt had the perfect program, and knowing that I have little personal time for additional b.s. on top of the mandatory paperwork, he basically handled 97% of the process for me with just a few check-ins for my approvals. That's not to say he wasn't personable or lacked communication, quite the opposite, but more so that he adapted to handling our relationship the way I needed it to be handled rather than his normal comfort zone. He even sent a gal to our home for a no hassles signing session as our closing, and this was after regular business hours so it didn't impact our work days. I couldn't give a higher recommendation than the one I'll give for Matt Scott, and this is coming from a person who is admittedly difficult to work with on things like this (me). I'm sure you'll think likewise too if you have the opportunity to work with him.

Joe DeSimone 2012

Matt was very helpful with our entire loan process. Being a first-time buyer, I was introduced to a lot of new terms and methods regarding home buying; all very confusing. Matt was very personable and knowledgeable and helped me understand them all to where I felt very comfortable and confident in what I was doing. Beginning with our pre-approval, all the way through closing he knew exactly what documents I needed and made sure there was never a step missed. I've heard so many times that home buying can take months to complete and can be a pain. We were closed on ours within one month and we're happily unpacking in our new house. The whole process went smoothly and was a good experience. We are very thankful for that.

Drew McIntyre & Lauren Hellman 2013

I have purchased 6 properties in the past. The process with Matt was by far the most efficient, and through .

He was on vacation for a part and we were not delayed.

From start to finish approximately 3 weeks

This quick turn around enabled our bid which was the lowest to secure the villa in Chesterfield we desired

Santos Juarez

Matt was extremely easy to work with while always providing a keen sense of knowledge regarding all aspects of a re-financing a loan. He was very prompt with all inquiries and made the process much easier than expected. I would highly recommend Matt to anyone regarding loan financing or re-financing.

Thank You, Chris Moore

Chris & Lori Moore

My wife and I recently completed a refinance with Matt Scott. We both were extremely happy with the process, which was headache free, professionally handled and efficient. We have been through this sort of transaction on several occasions, and the process was painless compared to the previous transactions.

Matt has a demeanor that makes you feel comfortable with him. I highly recommend Matt and his team to handle your financial needs.

Patrick White

I received a true customer "experience" working with Matt. He was always responsive, flexible and eager to help me with my loan process - He even met me at Starbuck's on weekend evenings to sign paperwork. That's dedication and what makes a little go a long way!

~Patrick McAllister St. Charles, MO
Closed purchase loan

Patrick McAllister

Matt has been helping me with home financing since 2005. I have referred many friends and family to Matt because not only is he an expert in his field, he makes the process simple. We have bought two new homes and refinanced multiple times and all transactions have been a breeze. Matt is reliable, friendly, and never pushy. I love that Matt takes the time to explain all my options in understandable terms so that I have been able to make the best decisions for my family. Matt receives 5 stars for continued excellent service!

Carrie Neill

It is not common place to find good people like you in the business world.
I have no doubt that you will always succeed in what you do because you understand people and care about them.
You practice great customer service and that is the core of any business!
Thank you very much for the gift card and for being an honest and good businessman!
Have a great weekend!


Renee Hill

Matt and his staff were extremely trustworthy and prompt in their services. I have refinanced with him multiple times and he has helped me with all my mortgage questions along the way.
Closed in December 2012.

Jill Berkland

Matt was a great asset to the entire buying process. He was responsive, answering a million emails through the process and made sure we understood everything as we moved forward in the process. We closed quickly and successfully and didn't have any unexpected surprises along the way. And his rates were very competitive. I would definitely recommend Matt in the future.

TJ & Tesa Salopek

Matt exceeded all my expectations. Not only was I kept informed every step throughout the process, but he went above that by being proactive and thereby avoiding any delays in the refinance process.

Great customer service and was always available for any questions/concerns. He made the process refinancing a loan simple and fast by telling you exactly what needs to be done in regards to paperwork and explaining the process in a way anyone can understand...He's truly a professional in this industry.

If you are looking for to refinance or if you are in need of a home loan, I would highly recommend giving Matt Scott a call.

Darren & Erika Niles

I had gotten pre-approved with a couple of national lenders, but got Matt's name from my realtor. Matt did a far better job explaining some of the fees associated with different types of loans, which saved me a lot of money both up front and long-term. He also got me a better rate than either of the national lenders I had talked to. He was very attentive throughout the whole process and was patient with me as I asked a millions questions as a first-time home buyer. Matt was great to deal with!

Closed purchase loan

Jon Botts

Matt helped us re-finance our house this fall. He locked us into a better rate and lowered our monthly payment. The process was quick and extremely easy thanks to Matt. I highly recommend contacting him to see if he can help do the same for you. It will be well worth your time.

John and Carrie Neill 2012

I have been through many refi's and working with Matt Scott was by far my best experience. His knowledge and experience of all the documents required to allow the process flow smoothly and efficiently was extremely helpful. You will not be disappointed with how Matt Scott will work with you and for you to get the best loan.

Scott Fuehrer

Summary of their experience
Matt was wonderful to work with. He answered all of our questions and always made himself available to us to answer questions or meet with us if we needed. He is personable and professional and I feel that he worked very hard for us to get us where we wanted to be. We have now used Matt for a purchase and a refinance. We will definitely use him again. Thank you Matt!

Joe and Elizabeth Hennekes 2012

We have been through the financing and closing process associated with the purchase of homes in three states over the last 35 years. Our most recent experience was the most convenient and efficient of any of the previous transactions.

Matt made it very easy, and he was very thorough in explaining the process and options open to us. His staff took care of the details, like the appraisal, on an expedited basis; and they provided ongoing progress reports.

The actual closing was the most efficient we have ever been through. This was indicative of the professionals that Matt works with. We would heartily recommend Matt Scott and his team.

Jack Westacott

My wife and I were first-time home buyers and looked to Matt to help guide us through the loan process. He was extremely knowledgeable and worked in our best interests to find us the best rate possible and also help us to understand each detail of the loan. It took us over six months to find a home and Matt was available at all times through our search to offer assistance and answer any questions we had. I highly recommend Matt to anyone looking to acquire a home loan or re-finance.
Service provided

Closed purchase loan

Nate Hessling & Kelly Murray

Matt was very helpful during the entire process always willing to answer any question and always returned my phone calls. Having an experience broker like Matt Scott made the process much easier and less stressful. I would recommend Matt to friends and family.
Service provided

Closed refinance loan

Jason and Alecia Hoffman

Summary of their experience:
Matt really did a wonderful job assisting us with our home refinance. After getting a lot of confusing information from other people, Matt was the first one to give us clear and helpful information in an honest, polite, and straightforward manner. After having a negative experience with our first mortgage, I didn't feel like I'd find someone who was really on our side, but Matt really proved himself and did an excellent job. I highly recommend Matt and will be using him to manage our future financing needs.

Service provided:
Closed refinance loan

Zach & Lauren Mussig

Summary of their experience
Matt was wonderful to work with. He answered all of our questions and always made himself available to us to answer questions or meet with us if we needed. He is personable and professional and I feel that he worked very hard for us to get us where we wanted to be. Thank you Matt!

Service provided:
Closed purchase loan

Joe and Elizabeth Hennekes

Summary of their experience
Matt was very quick to respond to any questions or concerns we had. He gave us his honest opinion as to which loan would best meet our needs. It was a true pleasure to work with Matt.

Service provided:
Closed refinance loan

Terry & Charlene McFarland

Summary of their experience:
Matt is knowledgeable on the current market trends in the mortgage industry. He is pro-active in contacting his clients to have them re-fi their current loans to a lower rate product. We really like Matt's ability to send a closer to our home to complete all of the paperwork required for a home loan.

Service provided:
Closed refinance loan

Jeff and Lisa Adams

Summary of their experience:
Matt is a joy to work with. He makes a cumbersome process as easy as possible -- paying close attention to the details so you can sleep well at night! I feel like he gave us lots of options with regard to the best rate structure for our family. He was always on time and proactively kept us up to date on the status of the paperwork.

Service provided
Closed purchase loan

Kris and Maria Donaldson

Summary of their experience
This is the second time I've used Matt for a refinance. He's a pro for sure.

Answered ALL of my questions. Even the ones I should have known from the first refinance. It's hard to find trustworthy people in today's housing environment. There are many attributes that make someone a "star" and Matt has them ALL!

INTEGRITY can sum it up in one word. If you want a true professional call Matt Scott.

Service provided
Closed refinance loan

Erik & Amanda Hisserich

Summary of their experience:
Wonderful to work with, he helped me in a very short time period! Great at communicating and assisting me as this was my first home purchase. I would highly recommend! Thanks!

Service provided:
Closed purchase loan

Jill W.

Matt was Awesome! He gathered all of the information, did all of the research and made this refinance very easy for me. He saved me a ton of money and lowered my interest rate! Thank you Matt

Andrew & Nikki Horobec (2012)

Matt helpled my wife and I refinance our 30 year fixed mortgage on our home. He leveraged our barely "above average credit" and took our needs into consideration when designing our refinancied loan. He helped us obtain an acceptable rate and answered all of our extensive questions. The real value he provdied us was his ability to be patient, execute swiftly when opportunities arose to take action, and he always kept the complex process moving forward with his outstanding follow-up. I enjoyed working with him and will consider him for future lending needs and I have already referred him to many others.

The Cusumano's

Matt is absolutely outstanding. Last year we were looking to refinance our existing mortgage. After going thru the cursory research excercises, we decided to use Matt. That process was seamless – almost too easy. And recently, when we had the sudden opportunity to purchase a new home, we went right back to him. It had been 14 years since our last buy and he walked us through the entire process with constant communication and customer service. In addition, we were under some time pressures and he was able to make it all happen so fast. He is extremely knowledgeable and takes the time to explain all the intricate details involved with financing process. We would definitely recommend Matt for any mortgage or refinance opportunities and look forward to working with him again.

Joe & Charlie Lorms - Buyer 2012

Matt has helped me get my original and refinanced mortgage. Not only does he have a thorough knowledge of mortgage nuisances, he provides excellent client service by putting the client needs first and finding the best option possible. Furthermore, he has built a network of other service providers that have helped us save even more!

I highly recommend Matt and will continue to personally use him for all of my mortgage needs.

Tosha Anderson

Matt is great! I recently purchased my first home and could not have done it without his help and knowledge. He walked me through the entire process with exceptional communication and customer service. I will continue to recommend him to anyone looking for professional and knowlegable mortgage/refi assistance. I look forward to working with him again in the future.

Kristin Conlin

This was my 4th time having Matt help me with mortgages and refinancing. Every time he has been very helpful to answer all of my questions and concerns. I strongly recommend Matt for all of your mortgage needs, as i will continue to use him for all of mine.

Mike and Dawn Eatherton

Matt was very friendly, knowledgable and did everything he could to make the loan refinance process as easy as possible for me. He was wonderful about getting back to me with any questions I had. I will definitely recommend him to my freinds and family if they need a loan in the future.

Kellie Gieringer
5 Star review at Zillow

Matt provided outstanding customer service as our trusted mortgage advisor. He went above and beyond throughout our entire process. From our first interactions when we started the process, to his continued updates as our loan moved through the appropriate channels and received the appropriate approvals, to his follow up after our close, we were highly impressed with Matt's attention to detail and ability to respond promptly to our needs and questions. We would highly recommend Matt to our friends and family and encourage all to utilize Matt as their trusted mortgage advisor.

Many thanks - Natalie

Jon and Natalie Hardin

We have consistently leveraged the services of Matt Scott for refinancing opportunities. My wife and I have trust in his recommendations and value the way that he simplifies the process. We don’t consider ourselves experts in the mortgage business and it’s great to lean on Matt for his professional opinion and expertise in this space.

Tom & Dana Hartnagel

"Matt made the re-finance process quick, easy, and understandable. He made sure we were taken care of and put us in the best possible situation regarding interest rates and monthly payments. Trust Matt for your next home purchase or re-finance. You won't regret it."

John & Carrie Neill

John & Carrie Neill

My husband and I bought our first home within the last month. We were told by many that it would be an emotional and stressful ride, and it definitely was. We had tons of questions and concerns, always wondering if we were making the right decisions. We didn't have to wonder with Matt. We knew we made the right choice the moment we sat down with him. He was looking out for us and trying to get us the best deal possible. He always kept in contact with us and made it known that we could come to him at any time to ask questions or to get his opinion...he even was available to us on his vacation! We will definitely refer him to our friends and family and I know that we will not hesitate to use his services again in the future.
Thank you Matt for helping us live the dream!
Melissa & Tim (2011)

Melissa & Tim (2011)

I recently purchased my first home, and early on was referred to Matt by my realtor, who is a close friend of mine. Even though it took me almost a year to find the home I wanted, Matt was great about checking in on me and letting me know about rates, and also just seeing how my search was going. However, I will be the first to admit that I am always cautious about anybody I do business with, and of course a mortgage is no exception. When time came to close I weighed out a lot of options, which I made Matt aware of, and he encouraged me to shop around if I was feeling anxious, as he didn't want me to be anything less than completely satisfied with the way my home purchase went. And I can honestly say that after checking rates and getting quotes from multiple lenders and banks, Matt, the man who I had originally been referred to and the same guy who pre-qualified my loan nearly twelve months earlier had turned out to be the person who was offering the best deal. In some cases, by a large amount. No other company could even match his rate and fees. During the loan process, he took his time to make sure that I understood everything that was going on and put me at ease if anything became a concern, and explained everything in front of me as clearly and precisely as possible. The whole process was easier and faster than I expected. I have already suggested Matt to a couple of my friends and in the future I know I will refer more. Rest assured that any future home purchase or refinance I make will be through Matt Scott.

Thank you Matt
-Neil Struharik

Neil Struharik

"Normally people believe that going to a traditional bank will provide the best deal. However, our experience was different. Matt worked with us to find a great deal on our mortgage. He is a great communicator and we are happy to recommend him."

Meredith and Derek

Derek & Meredith - 2011 Home Buyer

"I really enjoyed working with Matt Scott. Being a first-time home buyer, I had a LOT of questions. Matt always took the time to answer every question I had without making me feel like I was a nuisance. He responded to phone calls and emails in a timely manner. When interest rates dropped a few months after I bought my home, I was able to work with Matt again for my refinancing. Thanks to Matt, both my initial financing and refinancing went very smoothly, and I was always able to understood what was going on."

Kaylyn Ogonowski

Matt has assisted my wife and me through three home purchases and three refinances over the years. Each time an opportunity presents itself I call Matt first as he is able to answer all my questions, provide the technical assistance I need, and walk me through the process so I can make an informed decision on the best route for my family. I appreciate Matt's work as he always makes himself available to me and with his experience he always has more insight and knowledge than what I was initially expecting to learn. Without Matt I would have been lost on many occasions and even more importantly out a lot of money. I have no problem with recommending Matt Scott to my friends and family.
Jeremy Bright

Jeremy Bright

“We recently purchased a home with Matt’s assistance in obtaining a home loan. Our loan application was more complex than the traditional applicant and Matt was able to understand our situation and help us throughout the process. Matt worked hard every step of the way and successfully secured our loan. He is very professional and organized which also helped streamline the process. I highly recommend Matt to anyone looking to buy or refinance.

Neil and Jasmine Suthar“

Neil and Jasmine Suthar

My fiancée and I just bought our first home together. We were referred to Matt to help us with our mortgage loan. We were very fortunate to have Matt referred to us. The home loan process was simply described, and Matt helped us every step of the way. He was extremely accommodating with meeting our work schedules as well and was willing to meet us at unconvenient times in order to ensure our loan was processed to plan, without much interruption of our work day schedules. I made a joke that I collected coffee mugs and had mentioned to Matt that with all the numbers and signing involved with finalizing a loan, we should at least receive a free coffee mug. Several weeks later, at the closing table, our coffee mugs were waiting for us. Matt is a great listener, and goes above and beyond to make a home buying experience painfree and easy to understand. Any and all questions we may have had were answered quickly, and we were always left with the peace of mind that we were certainly in good hands with Matt.

Thanks, Matt, for making our dream home come true. We consider you a friend, and will continue to refer any of our family and friends to you.

Donna & Kevin (2011)

"I have recently bought my first home with the help of Matt and he couldn't have made the process run more smoothly. Not only did he explain the process to me as it proceeded, he kept my best interests in mind and made sure that I was pointed in the right direction. He was in constant communication with me whether it be via email or a phone call seeing how things were going and what I needed to do at that point in time. Matt kept me informed at all times, letting me know what was going on and were things were at. I am truly grateful for his help and wish him the best."

Will Linders (2011)

A few years ago, I was looking to refinance my mortgage. After checking a few other mortgage companies out, I finally decided to use Matt. He was very professional and explained everything very carefully. Recently, my wife and I were looking to buy a larger house. Based on my past experience with Matt, we didn’t even consider shopping around for anybody else. All of our questions were answered and we felt very comfortable dealing with Matt. He takes the time to get to know his clients and their needs. It was a pleasure working with Matt, and we would definitely recommend Matt for any future mortgage related business, whether it is for the first-time home buyer or those looking to refinance.

John and Kristin Frisch (2011)

Matt is an excellent mortgage banker with an incomparable work ethic. He will do whatever it takes to help you see the closing table, I know and have seen firsthand the magic that Matt can work. I know that when I send a client his way, they are in great hands!
Kevin P Lemons
Sales Executive

Kevin Lemons
Re/Max Now

We have purchased a number of homes over the past 30 years and refinanced another half dozen times...each time with a "big box" lender whose business plan was based upon volume and not personal service. This was my first experience with a mortgage broker and Matt not only did an outstanding job of providing us with a menu of the best options in refinancing our mortgage, he did so with our best interest in mind all along the way. With the large lenders, there was always hidden costs that would eventually surface; but with Matt, he explained the costs, the credits and at closing we ended up receiving money back. We are extremely pleased at the service Matt much so that we should never have to refinance again.

Gary and Shari Hoelzer

We recently bought our first home and we used Matt as our mortgage lender. As first timers, Matt was very good at explaining each and every process we went through to get us to the final step of signing the papers. He was quickly responsive to all of our questions and always made sure we understood what we were doing. Matt was very easy to work with and always available when we needed him. I would definately recommend to anyone, that working with Matt is a good idea!

Joe & Sarah Bauer (2011)

My husband and I just bought a home with the help of Matt Scott. He made the process easy, understandable, and stress free. We instantly felt that we could trust Matt that he would guide us in the right direction. He kept us informed and made sure every detail was taken care of. We were very pleased with his services and would definitely recommend him to our friends and family.

Mike & Katie Francis (2011)

Working with Matt Scott and team was a great experience. Matt served as a guide every step of the way and made the process as easy as possible. The team went above and beyond by having my loan ready to close nearly a week early. Fantastic service!

Deanna Cole (2011)

Thank you very much for helping us with our refinance. As you know, this year has been a little crazy and you made this process very painless. It’s always a little scary trusting someone that you’re not completely familiar with. You made it very easy for me with your professionalism and industry knowledge.
I’m a tough client to have, I know. I ask a ton of questions and you always had an answer, no matter how off the wall. I will continue to send any friends and family your way because I know you’ll treat them like your own family.
I hope you have a great 2011 and let’s grab a beer when the weather turns.

Erik & Amanda Hisserich

Erik & Amanda Hisserich
New clients

Trusting, credible and efficient are several key words that describe Matt Scott and the experience we’ve had working with Des Peres Mortgage. My wife and I have depended on Matt to guide us through the often confusing and complex mortgage process. His ability to clearly articulate the mortgage/refinancing alternatives and streamline the process, make him an ideal choice to work with on refinancing or new home purchases. We have used his services numerous times and would recommend him to anyone exploring their options!

Tom & Dana Hartnagel
Customers for life!

Matt did an excellent job in managing our refinance transaction from start to finish. His guidance helped in locking
in an extremely attractive rate with closing costs that were the best we have ever seen. Matt's closing team was most
professional, as well. All of this and the ease of the entire transaction made for a very enjoyable experience.

Jay & Dorothy Engler
Recent customer experience

''Matt Scott, outperformed my expectations throughout the process of refinancing my home mortgage. From the beginning to close, Matt went above and beyond as he was reliable, had outstanding customer service, and saved me a substantial amount of money. I walked away from the process relieved I went with such a personable and high quality company!''

Phil Weber
Happy Customer - New customer switched from Competitor

Matt makes the loan process easy for busy working professionals. As real estate investor with a day job I have enough headaches to deal with; Matt takes care of all the details for me keeps track of my files and gives me the best rate and price.

Brian Lawton
Another Happy Customer - investor

I worked with Matt on both my first home loan at age 22 and then my refinancing 3 years later. He made the entire process easy and comfortable. He responds to my e-mails and phone calls very promptly and answers my questions clearly. He was able to put everything into "plain English" so that I understood all paperwork and terms. I appreciated his flexibility when it came to meetings and time lines. When I started to consider refinancing, I contacted Matt in late 2009. We met and discussed my options. I decided to wait on refinancing. Then, later in 2010, rates dropped and we moved forward with the process. He gave me three options and I chose the one that best met my needs. The whole process was so smooth. Now I am enjoying saving $100 each month with lower mortgage payments!

Rose Darabcsek
Happy Refinance customer 2010

Matt Scott was wonderful to work with during our recent re-finance. He kept us informed of all of our options and provided us with all the detail necessary to make the best decision. He remained patient with us when we decided to change options mid-process and made sure we always had up-to-date information. From the appraisal to the closing, he made the whole process seamless and easy for us. Matt was also always easy to reach and quick to return phone calls and e-mails. We will definitely work with him in the future!

-Emily and Glenn Niehaus

Glenn & Emily Niehaus
Happy customers from 2010

Matt Scott met all of our needs when we were shopping for someone to help us refinance our mortgage. Matt was able to offer a variety of products, all at competitive rates, and we were able to choose an option that fit our circumstances. More than that, he worked around our schedules and always made us feel like valued customers. -Drew Jennings

Drew & Krissy Jennings
Happy customers from 2010

"My husband and I were first time home buyers and with Matt's help, our experience could not have gone any better! From preapproval to signing the final papers on closing day it went so smoothly. Matt was extremely organized with all the paperwork, was always quick to respond to any questions asked and walked us through every step of the process so we felt comfortable. He was thorough with his work and we would highly recommend him! "


Rob & Lauren Grotha
New Buyers in 2011

I would like to take a moment to acknowlege an outstanding professional I have had the pleasure of meeting. Last year I wanted to purchase a home that I had been renting. There were some challenges with this mortgage due to it being originally a rental and in a flood zone. I first began working with a different mortgage officer who ultimately failed to get the job done. The gentleman I purchased my house from suggested Matt Scott from Des Peres Mortgage. I met with Matt and expressed my frustration with getting this purchase accomplished. Matt was 100% professional and patient while listening to my story and reviewing the challenges. Matt took a short time to identify a way to get the purchase done. He suggested a plan and walked with me until the day the deal was done. Believe me, there were some issues regarding the flood zone and fema right down to the bitter end but Matt prevailed. My children and I love our home. We give many thanks to Matt for helping us make our dream come true!

Additionally, I have referred Matt to some friends. Recently he helped a friend with a refinance on her home. She's picky but Matt rose to the occaision! She raves about her service from Matt Scott!

I heartily recommend Matt Scott for all your financial needs!! Thanks Matt!!

Kellie Landaker

Dear Matt Scott,

Thank you for making my refinancing a good experience. It is not always easy to understand and relate to all the numbers and calculations that are projected on the many forms for refinancing. You took the time to go over everything with me so that I could have the best understanding of all the papers that required my signature.

When introduced to the lady with the title company and having you both come into my home made the refinancing even easier. The young lady was very nice and also helped explain what I was signing. I am happy to say that I was completely satisfied with Matt Scott and the title company for helping to make this a good experience.

Best wishes for a good "New Year" for you and your family,
Janet Luhning

Janet Luhning

Very thorough and professional...Matt answered each of my numerous questions in a timely manner and came up with the best refinance solution for my situation. Truly, I could not have asked for a better experience.

Gary Almiron

Thanks for your help getting our house refinanced. I knew the rates were great and that Steph and I would be looking at saving some money with the right refinance plan. However, with a busy work schedule that requires a lot of travel, I was skeptical that it would be more time and work than I was willing to put forth. You reassured me that you would do all the work leading up to closing and that it really would be hassle free. You came up with several different refi options, explained the difference and gave us your professional opinion, and ultimately helped us decide on the type of loan which fit our long term goals. Well, thank you! We were able to drop our rate substantially and save a nice chunk of change every month. And the best part was the fact that all we had to do was show up to closing and sign the paperwork, which took about 20 minutes.
What a pleasant surprise.

I look forward to working with you again in the future and would recommend you to anyone looking for a quick and easy way to take advantage of the great rates being offered.
Thanks Matt.

Chris and Steph Kolb
Cardiva Medical, Inc.

Matt was a great help in assisting my husband and I with purchasing our first home. As first time home buyers, we were quite overwhelmed by the process of applying and securing a mortgage loan. But Matt was there every step of the way explaining what needed to be done and helping us getting all the documents we needed, as well as explaining it all to us in layman's terms. He was readily available to us by phone and email any day of the week. We appreciate his service.

Kim Fitzsimmon

I appreciated working with Matt on my refinance. Not only was he available anytime I had a question but he also explained the process in detail every step of the way. I would definitely recommend Matt for any work with your mortgage needs.

Chris Stark
The CAS Group, LLC

“Matt Scott and Des Peres Mortgage recently assisted my husband and I in refinancing our home. We appreciated Matt’s attention to detail and high level of knowledge about the market and interest rates. Matt handled the entire transaction for us and all we had to do was walk in at closing and sign the paperwork. We were very pleased with Matt and Des Peres Mortgage.”

Sara Neill

I recommend Matt to everyone I know. He helped refinance my home several years ago and took all the worry out of an often confusing and stressful process. He earned my trust by taking the time to explain every step along the way and providing honest answers to all my questions.

Terry O'Toole

Nate Wilks: "I’d recommend working with Matt Scott and his team. Their professionalism made me feel confident and comfortable with my refinance."

Nate Wilks

  • St. Louis Mortgage News

  • Testimonials

    Very thorough and professional...Matt answered each of my numerous questions in a timely manner and came up with the best refinance solution for my situation. Truly, I could not have asked for a better experience.

    Gary Almiron

  • Current Rates

    Rates change daily and fees will vary. Please call F&B Financial Group at (314) 567-9795, ext. 107 for your personalized quote.

  • Do I Qualify?

  • Newsletter

    1. Sign up for the Missouri Mortgage newsletter
    2. (required)
    3. (valid email required)
    4. If you're experiencing trouble with the verification please refresh your browser
    5. Captcha