How FHA Loans Work Explained By MattScottSTL with F&B Financial Group

At MattScottSTL with F&B Financial Group we want to help you understand how a FHA mortgage loan works. In all actuality, the Federal Housing Administration (FHA) doesn’t loan any money, they insure it. This means that you’re considered to be a less risky borrower than someone who might not have the backing of the federal government. Our role is to make sure that you qualify for an FHA mortgage and structure our loan to reflect it.

The other pages in the FHA loan center can help you understand more about this unique program. Whether you’re trying to determine if you qualify or if you’re interested in finding out what kind of documentation you’ll need to ultimately get your loan, our site can provide you the information you’re seeking. Additionally, we’re more than happy to take your phone calls at (314) 496-9506 (cell) or at F&B Financial Group (314) 567-9795, ext. 107.

For Questions Outside of MattScottSTL with F&B Financial Group

An important resource when considering a FHA loan is the official Housing and Urban Development website. There you will find even more answers to your questions and you will be able to learn more about insuring your loan through the Federal Housing Administration.

  • St. Louis Mortgage News

  • Testimonials

    Working with Matt Scott and F&B was seamless. He was there throughout the entire process to answer any questions we had and was happy to explain anything that we didn't understand. I would 100% recommend using them for a home loan based on the experience we had. Not only did we close on time, but the seller of the property we purchased from needed to close 10 days earlier than we had originally agreed on due to his deployment for the army, and Matt and his co-workers at F&B got everything finished for the new deadline without adding any stress on my wife and I. Thank you so much Matt!

    Kyle Smith

  • Current Rates

    Rates change daily and fees will vary. Please call F&B Financial Group at (314) 567-9795, ext. 107 for your personalized quote.

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