Key Homebuyer Options you should be taking advantage of

Matt Scott’s Key Mortgage Options to keep in mind that I offer that will help almost all home buyers:

  • Incredibly low JUMBO loan rates: 30 Year fixed at 4.375% & 15 Year at 3.375 – ARM rates in the 3′s
  • One Time Free Interest Rate Float-Down: if rates drop, you get new lower rate
  • Lender Rebate: allows us to cover your costs such as closing fees, PMI, prepaid(s)
  • Free Refinance for life for any past client
  • Multiple PMI options (Single Premium or Monthly) – contact me for details
  • We allow the required 5% down payment on Conventional loans to be in form of GIFT MONEY – better option than FHA financing in most cases
  • We allow Non Occupying Co-borrowers on Conventional Loans – great when a co borrower is needed to qualify to purchase their home

Call me if you have any questions.  We have a solution for just about every situation.



(314) 496-9506

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  • St. Louis Mortgage News

  • Testimonials

    Working with Matt Scott and F&B was seamless. He was there throughout the entire process to answer any questions we had and was happy to explain anything that we didn't understand. I would 100% recommend using them for a home loan based on the experience we had. Not only did we close on time, but the seller of the property we purchased from needed to close 10 days earlier than we had originally agreed on due to his deployment for the army, and Matt and his co-workers at F&B got everything finished for the new deadline without adding any stress on my wife and I. Thank you so much Matt!

    Kyle Smith

  • Current Rates

    Rates change daily and fees will vary. Please call F&B Financial Group at (314) 567-9795, ext. 107 for your personalized quote.

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